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Post by NewHorseTime on Dec 21, 2005 10:08:47 GMT 1
Has anyone bought a horse recently? If so how did you pay for it? Cheque? Bankers draft? Cash?
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Post by marigold on Dec 21, 2005 10:12:01 GMT 1
Cash why?
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zannado
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Post by zannado on Dec 21, 2005 10:27:19 GMT 1
erm... have bought horses by all three of the above methods... why??
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amber
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Post by amber on Dec 21, 2005 10:28:59 GMT 1
Paid for him by saving up hard earned money...why do you ask?
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Post by gem on Dec 21, 2005 10:32:40 GMT 1
It is generally accepted to pay by bankers draft, 1) it is difficult to pay thousands in cash and dangerous to be carrying about that much money!! 2) cheques can and often do bounce, if you have taken the horse and the cheque bounces whats to stop you vanishing??
Many sellers wont take a cheque and I don't like to take it cash due to the attention ( money laundering implications) it has on my account even though Im honest I dont want people thinking Im dodgy.
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tammy68
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Post by tammy68 on Dec 21, 2005 10:32:54 GMT 1
We bought a pony a few months ago and paid cash. Unfortunately, 7 weeks later the pony was found to be stolen and so had to be returned. We got our cash back as we had made sure we had a receipt. The most upsetting thing of course was the fact that my daughter had become attached to her new pony and, even though we appealed to the owner to let us buy her off them, they refused. The pony went and I was left with a daughter who had IBS as a result of all the upset. Her school work suffered and so did we all as she had become part of our family. The owner took her back, never offered us the reward she had mentioned, has not kept in touch as she said she would. We have phoned her twice since the pony went back. It is ery hurtful. I know the owner went through a lot as she didn't know where her pony was or what had happened to her, but she could see that we had looked after her and that we were an innocent party in all of this too, but we feel bereaved now as she must have done when she lost her. The doctor in fact said my daughter was suffering a form of bereavement. At least we know she has gone somewhere where she has been well loved and looked after, it just hurts so much that we have been disregarded so calously by the original owner. After all, we did the right thing and she got her pony back (and the other which was stolen - and through our help as she admitted). Sorry, didn't mean to rant on. Had thought of starting a thread to air my views but don't quite know where to start. It still hurts. Anyway, we have now purchased another pony, again with cash and a receipt. He is more talented than the other pony but not such an easy going and friendly character. We have to be grateful for the time we had the stolen for as this pony restored my daughter's lost confidence in the short time we had her. She was a hell of a good pony for that and worth her weight in gold. She loved jumping and has gone back to her late middle aged owner for hacking. My advice is, however you pay, make sure you get a receipt. I paid with cash because I could take the pony there and then with no risk of them taking my cheque and whilst waiting for it to clear, them absconding with my money and the pony. It has made me very cautious, but most people are genuine it's just difficult sometines to identify. The stolen pony was bought from a super private yard and advertised on the PC website. The genuine sale pony was from a rougher yard and advertised in the Bargain pages. You can just never tell. Good Luck and don't let me put you off. One bit of advice is get the horse or pony scanned for microchip as vets are not obliged to and often don't do it as part of vetting and the stolen pony we purchased had one. We had the vet out to microchip them all and it was discovered when he checked before injecting another!
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Post by MirandaSophie on Dec 21, 2005 11:19:47 GMT 1
Sonks was paid for with cash and a cheque-I had been saving up every single penny, so we spent ages counting it all out for his alst owners, they were really understanding lol!
Can't rememebr how we paid for Jack
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Post by LisaM on Dec 21, 2005 12:04:26 GMT 1
I paid a deposit for H with a written agreement that it was to secure him and remove him from the market, so to speak. Subject to vetting. This was paid by cq as he was still with his old owner at this point. The cq had cleared by the time of the vetting, H passed following xrays etc; the remaining amount was paid in cash... scary! I felt rich for half a second...
I sold a pony a few years ago to his loan home - they had him kept 80 miles away so they paid me via BACS. Nice and simple - straight into my account..
strange Q tho??
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Post by bhpride on Dec 21, 2005 14:59:17 GMT 1
cash everytime - with receipt
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berylsmum
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Post by berylsmum on Dec 21, 2005 15:49:11 GMT 1
I paid cash for Gydja. Beryl I literally swapped for my previous horse so no money changed hands, but we did put together a full agreement. I have also paid by cheque in the past.
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thelwell
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Post by thelwell on Dec 21, 2005 17:23:41 GMT 1
i paid cash for my 3 and when i have sold them took cash for them got recite for all 3 and all 3 tally ie pasports and id chips
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Post by Ryan&Dizzy on Dec 21, 2005 20:59:47 GMT 1
always cash! weve taken cheques as deposit on horses weve sold but always made sure they had cleared before we 'handed over the goods!'
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Post by Ryan&Dizzy on Dec 21, 2005 21:02:27 GMT 1
but y???
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jinglejoys
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Post by jinglejoys on Dec 21, 2005 21:16:25 GMT 1
I bought Malaga from Spain so it was cheque all the way!
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Gingersmum
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Post by Gingersmum on Dec 21, 2005 21:45:29 GMT 1
Why so suspisious ya'll?? LOL Seems a perfectly reasonable question. OP is probably about to buy a horse for the first time and is enquiring about the payment protocol. You want to appear 'wussy' by not trusting the seller with your cheque, when likewise you could be expecting them to trust your cheque would clear, catch 22 eh ? The transaction is treated in the same way as if you were buying a second hand car from a private person. Cash or Bankers draft. I would take cash up to 1 or 2 thousand but a bankers draft for more than that (yeah, dream on !) If I were selling, equally I would want cash for 1 or 2 thousand but an electronic funds transfer into my bank (I would phone the bank to make sure it had gone through, in my dreams LOL) as bankers drafts can be forged too.
Tammy68, what a sad tale ! You did the honourable thing, hope your poor daughter can see this as she gets older.
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